Location: Durban, KwaZulu-Natal, ZA
Company: Capitec Bank Ltd
Purpose Statement
To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Minimum:
- Banking experience of at least 3 years
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
- Experience in preparing and motivating Credit applications
- Cost control and sales management
Ideal:
- 1+ yr spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
- Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
Ideal:
- Assistant Stores Operator: Stores Logistics: FINA19426
- Dis-Chem Group Jobs (Cashiers, Receiving Clerks, Call Agent
- Automotive Apprentice – Multiple Positions
- Sasol Vacancies/Learnership [Artisan: Material Controller Gr 1, Miner, General Workers, Driver
- Tshwane Vacancies X63 (Admin Officer, System Operator , Drivers, Assistant Operator
Minimum:
Knowledge and understanding of:
- Business banking environment including features, benefits and value propositions of products & services
- General banking practices and procedures.
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements.
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
Knowledge and understanding of:
- Capitec Business Bank products and services
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills:
- Communications Skills
- Administration Skills
- Planning, organising and coordination skills
- Problem solving skills
- Interpersonal & Relationship management Skills
- Attention to Detail
- Conditions of Employment
- Clear criminal and credit record
- Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.